World bank system is existing for more than two thousand years already. It is practically impossible to find a person who has never utilized bank services. Imagine we have to buy a car but money is tight, so we address to bank for auto credit. The same situation with mortgage loans.
Thanks to bank system in this life we can afford much more than in situation where there are no banks. Many companies began to expand their production and increased the quantity of job positions thanks to crediting system. Banks give jobs – they feed us.
On the other hand credit is rather heavy engagement for the loan debtor, as he will be liable to overpay essentially and spend much money on purchase of necessary goods or services.
The most developed bank systems represent USA, Great Britain, Switzerland, France, Germany and Japan.
Offices of such banks as Citigroup, UniCredit, DeutscheBank, SociétéGénérale and HSBC operate in many countries of the world.
Each year top-100 of global banks is updated.
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